Privacy policy

Effective Date: 03/10/2025

1. Introduction

2AM Enterprise values your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website, use our credit repair services, or communicate with us.

By using our website or services, you agree to this Privacy Policy. If you do not agree, please do not use our website.

2. Information We Collect

We collect the following types of information:

Personal Information:

  • Name, address, email, phone number

  • Date of birth or last four digits of your Social Security Number (when required for credit repair services)

  • Credit reports or related information you provide

Automatically Collected Information:

  • IP address, browser type, and device information

  • Pages visited and time spent on our website

  • Cookies and tracking technologies (for analytics and site performance)

3. How We Use Your Information

We use your information to:

  • Provide, operate, and improve our credit repair services

  • Respond to your inquiries and support requests

  • Verify your identity and comply with credit reporting regulations

  • Send updates, confirmations, or account information

  • Improve website functionality and marketing effectiveness

We do not sell or rent your personal information to third parties.

4. How We Share Information

We may share your information only with:

  • Credit bureaus or creditors as necessary to dispute inaccurate information

  • Service providers who assist with business operations (e.g., secure hosting, payment processing)

  • Legal authorities, if required by law or court order

All third-party partners are contractually obligated to protect your data.

5. Data Security

We implement administrative, technical, and physical safeguards to protect your information against unauthorized access, loss, or misuse.
However, no online system is 100% secure — we encourage you to use strong passwords and protect your login information.

6. Your Rights and Choices

You may:

  • Request access to the personal data we have about you

  • Request corrections or deletions of inaccurate data

  • Opt-out of marketing communications at any time

To make a privacy request, email us at Info@2amenterprise.com.

7. Cookies and Tracking Technologies

We use cookies to enhance your browsing experience and analyze website traffic. You can control or disable cookies through your browser settings, but some parts of our website may not function properly without them.

8. Children’s Privacy

Our services are not directed to individuals under 18 years old. We do not knowingly collect personal information from minors.

9. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with a new effective date. Please review it regularly to stay informed.

10. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at:
2AM Enterprise
Email: Info@2amenterprise.com
Phone:(727) 428-1012
Website: 2AM Enterprise | Empower Your Credit Today