Trusted by Clients Nationwide for Powerful Credit Solutions

At 2AM Enterprise, we take pride in being a trusted name in the credit consulting industry. With a growing number of satisfied clients, our mission is simple — to guide you through the process of reclaiming your financial power.

We specialize in helping you with:

  • Collections

  • Hard Inquiries

  • Bankruptcies

  • Repossessions

  • And more...

Our team is committed to delivering real results through personalized strategies, legal expertise, and transparent communication. Whether you're trying to buy a home, finance a car, or simply improve your financial health, we're here to help you every step of the way.

Let’s build your credit — and your future — together.

Rebuild Plan

Best for: Clients with light to moderate credit issues who need a clean foundation.

Price: $0 Today | $149 Setup (after 3-day window) | $69/month

Includes:

  • Full 3-bureau credit report analysis (Experian, Equifax, TransUnion)

  • Up to 3 dispute rounds for inaccurate or unverifiable items

  • Inquiry removal assistance

  • Personalized credit improvement strategy

  • Access to client portal for real-time updates

  • Educational Email Series #1: “Credit Basics & Smart Rebuilding Habits”

    • Weekly lessons explaining credit utilization, payment history, and how to maintain new credit

Goal: Help clients remove inaccurate data and start building positive habits for long-term stability.

Start My Rebuild

Restore & Grow Plan

Best for: Clients preparing for major goals — home, auto, or personal funding.

Price: $0 Today | $199 Setup (after 3-day window) | $79/month

Includes:
Everything in the Rebuild Plan plus:

  • Unlimited dispute rounds (as needed)

  • Validation and verification letters for collections/furnishers

  • Metro 2 compliance review for reporting accuracy

  • Monthly progress and strategy check-in

  • Tradeline education + recommendations (up to 2–3 vetted AU options via partner vendor)*

  • Funding readiness plan – review of profile for pre-funding optimization

  • Educational Email Series #2: “Funding Readiness & Tradeline Strategy”

    • Covers how to build age, mix, and limit profiles for higher approvals

Goal: Fully restore the client’s credit while positioning them for real financial leverage.

Most Popular
Join The Elite Plan

Wealth Builder Plan

Best for: Entrepreneurs or individuals ready to leverage personal credit for business and wealth-building.

Price: $0 Today | $249 Setup (after 3-day window) | $99/month

Includes:
Everything in Restore & Grow plus:

  • Advanced audit using FCRA + Metro 2 data standards

  • Customized credit mix optimization and utilization coaching

  • Premium tradeline consulting (up to 5 AUs or primary tradelines via vetted partners)*

  • Business credit & funding strategy session (one-on-one)

  • Personalized roadmap for accessing $25,000–$50,000+ in funding (based on client profile)

  • Educational Email Series #3: “Credit-to-Wealth Blueprint”

    • Covers business credit structure, leveraging funding, and long-term credit management

Goal: Help clients evolve from repairing credit to using credit as a financial tool for growth and business expansion.

Build My Wealth